In my opinion, the Reserve Bank of India (RBI) has done more than anybody expected. So far as EMIs are concerned, you are stopping the clock on March 31. This means no EMIs are to be paid till clock starts again, say on August 1.
https://www.business-standard.com/article/opinion/government-needs-to-recapitalise-banks-120032701933_1.html
https://www.business-standard.com/article/opinion/government-needs-to-recapitalise-banks-120032701933_1.html